Tuesday, January 12, 2010

Planning for the future

So We spoke to a mortgage loan officer today. It went really well. He said we can plan on being approves pretty easily in August which is great since that is exactly when I was hoping to start the process. He let us know the few things we need to do in order to assure we are ready by then and all of them are easily achievable now that all of our finances are straightened out and we are on track with everything. For the most part we are all ready and we just have to be patient and get to the one year mark from our bankruptcy date then we are set so until then we just have to focus on saving up for our down payment! We have a plan in place and are on our way. I am trying to find ways for us to save even more than we have planned so my first idea is to find a new living situation. I am totally ok with downgrading to a two bedroom tighter living space if it means we can save a hundred or two a month in rent to add to our savings account! Woo Hoo I am excited to finally be in the place in my life where looking for a home is actually a good idea and that we are doing it the right way by getting prepared ahead of time rather than hoping to jump in to something when we think its time. Yay for being an adult! If anyone knows of any renting options let me know! We are ok with anywhere in the valley. Utah or salt lake county. We don't care if its an apartment, house, basement, condo spare room, or attic as long as its less than 750 a month and we can squeeze into it reasonably ( keep in mind we now have very few things so we don't take up much room anymore lol.) Let me know if you spot anything worth looking into! Love ya all


Trish said...

Way to be the gazelle! I'll keep my eyes open for you.

Me, Christy said...

Yes!!!! Keep your eye on that prize... you'll have it in no time.

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